Maddox Mortgage Group

Experience you will respect. Service you will love. A lending team you can trust.

Located in Alexandria, Maddox Mortgage Group is Virginia and the Atlantic’s trusted mortgage lender guiding families just like yours home.

New and repeat buyers choose Maddox for personalized financial guidance and a complete suite of affordable loan products. We’re a nationally recognized commercial loan originator by Scotsman Guide, and our experienced professionals have successfully closed millions in home loans across the East Coast.

Lean on our expertise to discover the most optimal path to affordable homeownership in today’s competitive market. First-time homebuyers, construction loans, refinancing, investment properties – we have you covered.

Experience real buying power and discover why thousands of satisfied Virginia clients trust Maddox as their lender for life.

The Loan Process Defined

Not sure how it all starts? Let’s break down the Maddox Mortgage Group lending process so you can take control and make informed decisions on one of life’s biggest purchases – homeownership.

1 - Pre-qualification

Pre-qualification is the first step in the mortgage application process. By evaluating your credit score, income, and assets, we identify suitable loan programs and estimate your borrowing capacity. This information is for your personal use and does not guarantee loan approval.

2 - Application

The first stage of the approval and loan application process involves completing a 1003 residential loan application. Once completed, our team will request items like paystubs, tax returns, W-2 forms, bank statements, and various other items needed to support the information provided on your application.

3 - Underwriting

Underwriting is the initial stage of your approval process, during which our in-house team reviews all the information gathered. Our underwriters work with our processors to verify that the applicant meets the selected loan program’s criteria.

4 - Approval

Once the underwriter finishes their review and determines your ability to meet the requirements of your loan program, you’ll receive feedback on any additional conditions necessary for final approval.

5 - Processing

In the processing stage, our team will verify the items provided in your loan application. Our loan processors will verify employment, review bank statements and credit history, and fulfill any conditions the underwriter needs to clear the loan for closing.

6 - Closing

Once your loan package is fully processed and all conditions have been satisfied, your file is marked “clear to close.” The lender prepares your closing documents and sends all necessary disclosures, and your closing is scheduled with your attorney/settlement agent and realtor, typically held at the title company.

  • Reggie and his team of all-stars were nothing short of magicians with the rates they got us! This is the FIFTH house that we have worked with Reggie and his team on (new home purchases and refinances) and each time the experience has been amazing. They were super easy to work with, very responsive, and made the entire process smooth and efficient. We've recommended Reggie and team now to everyone that we know

    Serene S.

  • Reggie was a phenomenal lender - he exceeded expectations and I could not recommend him more highly. He was professional, very responsive, well organized and worked to ensure we had a thorough understanding of the entire process. There's no doubt in my mind that we wouldn't have been able to close this deal in the current market without Reggie's expertise and ability to move quickly. This is the lender you're looking for!

    Will Wilkerson

  • I have worked with different lenders in the past during the home buying process, but Reggie and his entire group provided me with the best experience I’ve ever had. He is extremely knowledgeable and experienced in what he does, and he really cares for his clients. He was always available to answer questions and explain things to me that I didn’t understand. He made the process so effortless and easy. I would highly recommend him if you are buying a home and need lender assistance!


  • Reggie, Jamie, and everyone I spoke with was very helpful in answering my questions at irregular times and working around the clock to help make our situation work for us. We needed some specifics that fell outside of the standard so their help was very useful, especially for a first time home buyer like myself.

    Christopher Honour

  • We had a great experience with Reggie and his staff. We were getting refinanced, and going into it we were not sure of all the options available to us. Reggie took the time to research what would work best for us. He stayed in communication through the entire process and even called me a couple of times to inform me of our options. He went above and beyond!



Alexandria & Beyond Chooses Maddox

Don’t go it alone. Connect with the Maddox Mortgage Team today to get pre-qualified and start your home purchase journey with confidence.

Let’s talk next steps…
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